Storm damage? Free inspection. Upstate SC · veteran-owned · 25+ years

Get Started

Homeowners Insurance Claims · Upstate SC

Your roof took the hit. Let's make sure your claim shows it.

Affordable Roofing SC has inspected and documented storm damage across the Upstate for 25+ years. We build the photo-mapped, itemized file your insurance company needs to see the full picture. You file the claim. You own it. We do the roof.

Schedule My Free Inspection Call (864) 859-9002

Veteran-owned Master CertainTeed Contractor 25+ years 5,000+ roofs installed Licensed · bonded · insured

Real experience with real carriers

We know what an adjuster needs to see.

For more than 25 years, Affordable Roofing SC has inspected storm damage and prepared the construction documentation Upstate homeowners use in their own insurance claims — walking the property alongside adjusters from State Farm, Allstate, USAA, Nationwide, Travelers, Farmers, Auto-Owners, American Family, and more.

As a Master CertainTeed Contractor and a veteran-owned company, we document damage the same way adjusters do: photo-mapped, line-item, tied to the storm date — the full roof and all four elevations, not just what's visible from the driveway. You file the claim and own it from start to finish. We build the file and do the roof.

State Farm
Allstate
USAA
Nationwide
Travelers
Farmers
Auto-Owners
American Family

A roof inspection in progress — chalk-circled hail and wind damage marks on asphalt shingles, documented during an Affordable Roofing SC inspection in Upstate SC

How it works

From storm to shingles, in five steps.

A complete file is built once, up front — not patched together after a denial.

Free inspection

Roof, siding, gutters, and interior — the whole envelope, not just what's visible from the driveway.

Photo-mapped damage report

Documented slope by slope and wall by wall, tied to the storm date, in the format adjusters already use.

You file the claim

We give you the facts — date of loss, what was seen. You file it and own it.

We walk the adjuster meeting

On-site, side by side, comparing the estimate to our documentation line by line.

Your new roof, built right

Deductible stays yours. Completion photos support recoverable depreciation on RCV.

Backed in writing

A 3-year workmanship warranty on every job.

Every Affordable Roofing SC installation carries a 3-year workmanship warranty, on top of the manufacturer's material warranty from CertainTeed. As a veteran-owned, Master CertainTeed Contractor, we stand behind the work the same way we document the claim — in writing, and in the open.

Don't let a rushed estimate close your claim short

See what a complete file changes — real Upstate SC claims below.

Every case study below is a real claim, real documents, redacted of personal information. Same pattern, every time: a thin first estimate, a complete file, a revised number.

Schedule My Free Inspection

Real Upstate jobs

What the first look missed.

These will be anonymized Upstate jobs. Names and addresses removed. The homeowner filed the claim; we documented the property and completed the approved work.

First State Farm estimate for a Pickens, SC wind and tree-impact claim, redacted of personal and claim-identifying information except the last 4 digits of the claim number, showing a Replacement Cost Value of $5,909.32 and a $4,173.80 payment — First estimate — $4,173.80 paid

Revised State Farm estimate for the same claim after documentation, showing the same last-4 claim number digits, a full roof and four-elevation replacement, a Replacement Cost Value of $31,498.67, and $27,766.86 paid in total — Revised estimate — $27,766.86 paid

Pickens, SC · Pickens County · Wind damage (tree impact) · 2025

Job A — A one-elevation tree-strike patch, or a full roof and four elevations of wind damage.

The first estimate covered fascia, gutter, and siding repairs on the one elevation where a tree limb struck the house, plus debris removal — a $5,909.32 Replacement Cost Value patch job. Affordable Roofing's inspection, backed by aerial roof measurement, documented wind damage across the full roof and all four elevations: a complete roof tear-off and replacement, plus siding, fascia, gutters, and window trim on every side of the house.

First estimate: $5,909.32 Replacement Cost Value, $4,173.80 paid. Revised estimate: $31,498.67 Replacement Cost Value, $27,766.86 paid in total — same claim, same house, after the carrier reviewed a complete file.

A tree strike can look like a one-elevation repair from the ground. Affordable Roofing's inspections are documented in the same line-item format insurance adjusters already use — every elevation, aerial measurement, the full roof — so when the complete scope of wind damage is in the file, carriers have what they need to revise their own number.

These are two State Farm estimates from the same Pickens, SC claim, redacted of all personal and claim-identifying information — only the last 4 digits of the claim number are shown, matching on both, to confirm it's the same claim. Affordable Roofing SC inspected the property and prepared the construction documentation the homeowner used in their claim. The homeowner filed and owned the claim throughout; the carrier reviewed the documentation and issued its own revised estimate. Affordable Roofing SC does not represent or negotiate insurance claims.

Insurance adjuster's first estimate summary for an Upstate SC named-storm and tree-impact claim, redacted of personal and claim-identifying information except the last 4 digits of the claim number, showing a Replacement Cost Value of $35,159.94 — First estimate — $35,159.94 RCV

Revised insurance estimate summary for the same claim after documentation and a written supplement, showing the same last-4 claim number digits and a Replacement Cost Value of $67,057.02 — Revised estimate — $67,057.02 RCV

Easley, SC · Pickens County · Named storm (wind) with tree impact · 2024

Job B — What a first look missed on a named-storm and tree-impact claim.

The first insurer estimate covered a partial roof tear-off and repair, framing repairs at the tree-impact area, and one section of siding. Affordable Roofing's inspection documented the full scope the storm and the tree actually caused: roof decking and rafters, ridge vent and flashing, siding on all four elevations, and interior drywall and insulation where the roof opening reached the living space. That documentation went into the homeowner's written supplement.

First estimate: $35,159.94 Replacement Cost Value ($32,514.97 Actual Cash Value). Revised estimate: $67,057.02 Replacement Cost Value ($65,402.40 Actual Cash Value) — same claim, same house, after the carrier reviewed a complete file.

That difference is common on a first estimate written from a driveway look. Affordable Roofing's inspections are documented in the same line-item format insurance adjusters already use — roof, framing, every elevation, interior — so when a homeowner's written supplement is backed by that documentation, carriers have what they need to revise their own number.

These are two Custard Insurance Adjusters estimates from the same Upstate SC claim, redacted of all personal and claim-identifying information — only the last 4 digits of the claim number are shown, matching on both, to confirm it's the same claim. Affordable Roofing SC inspected the property and prepared the construction documentation the homeowner used in their written supplement. The homeowner filed and owned the claim throughout; the carrier reviewed the documentation and issued its own revised estimate. Affordable Roofing SC does not represent or negotiate insurance claims.

First State Farm estimate for an Upstate SC wind-damage claim, redacted of personal and claim-identifying information except the last 4 digits of the claim number, showing no storm damage found on any exterior elevation and a $0.00 net payment — First estimate — $0.00 net payment

Revised State Farm estimate for the same claim after documentation, showing the same last-4 claim number digits, a full roof replacement and interior repairs, and a $30,155.87 net payment — Revised estimate — $30,155.87 net payment

Easley, SC · Pickens County · Wind damage · 2023

Job C — A first estimate that found no roof damage. A revised one that replaced it.

The first State Farm estimate found no storm-related damage on any exterior elevation and priced only a handful of interior paint and drywall touch-ups — a $1,528.08 Replacement Cost Value that, after depreciation and deductible, paid the homeowner nothing. Affordable Roofing's inspection documented what the drive-by estimate missed: a full roof tear-off and replacement, ridge cap, sheathing, and starter course, plus water-intrusion repair to drywall, insulation, and paint across four interior rooms.

First estimate: $1,528.08 Replacement Cost Value, $0.00 net payment. Revised estimate: $31,217.87 Replacement Cost Value, $30,155.87 net payment — same claim, same house, after the carrier reviewed a complete file.

A driveway look and a documented inspection can price the same roof two different ways. Affordable Roofing's inspections are recorded in the same line-item format insurance adjusters already use — every elevation, every room, every measurement — so a homeowner's claim file reflects the full scope of the damage, not just what's visible from the street.

These are two State Farm estimates from the same Upstate SC wind-damage claim, redacted of all personal and claim-identifying information — only the last 4 digits of the claim number are shown, matching on both, to confirm it's the same claim. Affordable Roofing SC inspected the property and prepared the construction documentation the homeowner used in their claim. The homeowner filed and owned the claim throughout; the carrier reviewed the documentation and issued its own revised estimate. Affordable Roofing SC does not represent or negotiate insurance claims.

Real jobs, real roofs

The work itself, before and after.

The claim file tells you what the insurance paid. These photos show what that paid for — the same Upstate SC roofs, storm damage on the left, Affordable Roofing SC's completed work on the right.

Storm-damaged roof deck and torn shingles on an Upstate SC home, with a collapsed carport-style roof overhang below — Storm damage → completed repair, Upstate SC

Rebuilt exterior stairway and landing on the same Upstate SC home after repair work was completed — Storm damage → completed repair, Upstate SC

Worn, algae-streaked shingle roof on an Upstate SC home before replacement, with an aging chimney and vent caps — Roof replacement, Upstate SC

The same Upstate SC home after a full roof replacement, with new shingles and a rebuilt chimney cap — Roof replacement, Upstate SC

Weathered wood-shake dormer siding and worn roof shingles on an Upstate SC home before replacement — Roof and siding replacement, Upstate SC

The same Upstate SC home after new roof shingles and cedar dormer siding were installed — Roof and siding replacement, Upstate SC

Ready when you are

Get your roof documented before the first offer is written.

Free inspection. Ground photos are enough — you don't need to get on the roof.

Name *

Phone *

City / address

Insurance company

Claim already open?

What got hit?

Short note

I have an active leak — call now

This form opens an email to Info@youraffordableroof.com with your answers. Prefer to talk it through? Call or text (864) 859-9002.

Affordable Roofing SC is a licensed South Carolina roofing contractor. We are not a public adjuster, insurance agent, or law firm. We inspect and document storm damage to the roof and exterior, prepare construction evaluations, attend adjuster inspections with the homeowner, and perform agreed repairs. We do not represent or negotiate insurance claims. For claim representation, use a South Carolina–licensed public adjuster. For coverage disputes, use a 1South Carolina–licensed attorney. This page is educational. Coverage, deductibles, ACV/RCV, and deadlines are controlled by the policy and the carrier.